Do you regret anything in your life?

This text is from the Bolsillo newsletter, a summary of the week's most notable consumer and savings news.

Something you would do differently, a path you didn't want to take, a detail that would change everything... There's always something we regret in life. Even when it comes to work or money, the consequences can be felt in our wallets. That's why making good decisions is crucial.

The topic of the week Correct decisions

Making wise decisions. Life is about making choices, and if possible, making good ones. Money is no different. Often, your salary and savings don't arrive, and you end up wondering what you did wrong. When you go over your accounts, you'll see things you regret. Financial journalist Mapi Amela knows why this happens. "Just like with sweets, we spend on unnecessary things out of anxiety," she says (Podcast). More self-control is needed. Knowing where to invest is another way to make decisions, with cryptocurrencies playing a leading role in many adventures. In this market, there's a clear bet: Bitcoin, which is attracting more and more investment . Many young people face another choice that will define their lives. These days, as university entrance exams ended, questions are pouring in. What degree should I choose? Which one will pay the most? Which one has the best future? Here, we try to give some advice, speaking with experts in the sector.

Taxes. Choosing how much tax we pay is not up to us. Individual circumstances, or whether we live in one part of Spain or another, can mean we pay more or less. A controversy in recent years has been whether or not to deflate the personal income tax rate to prevent taxes, specifically tax bracket increases, from eating into salary increases. Since this hasn't been done, the average rate is at an all-time high . The forecast is that it could rise even further this year due to the strong employment situation. Higher taxes, higher temperatures. As summer approaches, the sun is shining like never before. The Ministry of Labor has announced that it will fine companies that fail to protect workers from extreme heat up to one million euros .

Even in the supermarket. Choosing wisely matters even when shopping at the supermarket. With inflation still hovering around 2%, choosing one product or another on the shelves makes a difference in the bill. More and more families are being forced to do this, with unforeseen effects. The rise of cheaper private label brands is pushing out manufacturer brands, which are launching fewer and fewer new products. Last year, they hit rock bottom, with only 75 new products. When it comes to finding the reasons, some of the large chains like Mercadona and Aldi are more to blame than others . We've already explained some tricks for saving money in your shopping cart that never go out of style. Do you know them ?

And also Let's talk about bosses

Among those who have reached the top of the career ladder, those in charge, there are surely more right decisions than wrong ones. (Or so they should be.) Even they may have their days numbered with the large-scale introduction of artificial intelligence (AI). Can you imagine AI becoming your boss? Professor Pablo Foncillas reveals that it can make us more efficient and productive, but at a significant added cost .

Continuing with the topic of business, let's talk about pencils. In a box of crayons, we always find a white pencil, which at first we don't know how to appreciate. But it hides tremendous potential, which makes the other colors shine, contributes and creates space. In short, a diamond if you know how to harness it. Drawing on analogies, Professor Oriol Montanyà compares them to employees and managers. Do you have white pencils in your company? Do you know how to harness them?