They will make retirees and employees be oppressed by loan sharks.

The Grand General Assembly of the Supreme Court of Appeals' Unification of Jurisprudence decision, which legalized the blocking of pensions by banks, announced that loan sharks and landlords could also seize wages. A judge who disagreed with the seizure decision wrote in his dissenting opinion below the decision, "Although the subject of the Unification of Jurisprudence Decision (UDC) is the placing of a block on pensions (exchange, offset, transfer, etc.) due to unpaid consumer loans, the concept and subject cannot be limited to this."
VALID FOR EVERYONE
The judge stated, "Due to the majority decision, it must be accepted that a pension can be blocked when a commercial loan is taken out, or when a consumer or commercial loan is guaranteed, not limited to consumer loans. In other words, since it has been stated that a full pension can be blocked/seized, no limitation can be placed on the source of the receivable." The judge also outlined how loan sharks can seize the pensions of poor people on fixed incomes:
The creditor could even be a loan shark. For example, if a retiree agrees to a hold on their pension at the bank in a loan agreement, the loan shark will then present the bank with the hold permission they received at the time of signing the agreement, granting them the right to hold/seize the pension, which they can never seize, and to transfer it to their own account. If banks are granted this right, then denying this right to other creditors would be incompatible with the principles of equality, rights, and justice.
Tenants' salaries are also at risk
In his dissenting opinion, the judge stated that, based on precedent, tenants who cannot pay their rent can also have their pensions garnished. The judge's warning included the following: "A blocking permit granted during a lease (even if the eviction commitment is invalid) would, through this decision, grant the landlord the right and authority to block/seize the tenant's pension in respect of the rent. Otherwise, blocking bank receivables while not being possible for receivables from loan sharks, landlords, or the creators of the work would constitute a double standard." This statement revealed that not only retirees but also employees and laborers are at risk.
SÖZCÜ